Get Approved for Your Mortgage in Minutes
Purchase or refinance options available. Fast, secure, no obligation.
Get Pre-Qualified in Minutes
Get personalized mortgage solutions tailored to your needs, goals, and budget.
The Way Mortgages Should Be
Over 2000 Five Star Reviews
Excellent Service, Great Rates
Richard gave us an excellent service and guided us through the process every step of the way. In addition, he gave us the most competitive rates in the market. We were able to close at the scheduled date with no hiccups. I would definitely recommend Richard in the future.
Rene Martinez
Best rates, best customer service
American Federal Mortgage had utterly unbeatable rates and fees for conventional mortgages even when compared to other online lenders, and certainly when compared to local lenders. I had multiple lenders both online and local that said they simply couldn't match the rate...
Zachary Schneiderman
Most honest Lender / Best rates out there
Brian was so amazing to deal with. He was honest from the beginning all the way to the end of our transaction. I have excellent credit and he beat out the credit unions and big banks for rate and fees. I'm not going to lie that at first I was skeptical, but Ryan made me feel at ease and I'm so glad...
Lisa Scarlatella
Excellent Service, Great Rates
We closed on our refi loan December 2025 with a 4.5% interest rate. It was a pleasure working with loan officer, Alexandria Matatrejo and loan guide, Caroline Cherry with American Federal mortgage company. The whole process was very simple and I would recommend this company for all your home mortgage needs.
Sheree Johnson
Best rates, best customer service
Brian Snipp and his team did an outstanding job handling my home refinancing! The process was seamless, communication was excellent, and they secured a fantastic rate for me. Highly professional and efficient. I couldn't be happier with the service and highly recommend them to anyone needing mortgage assistance.
Brenda Ruiz
Most honest Lender / Best rates out there
Thank you Rich Velotti for your guidance throughout the mortgage process. Your expertise made everything clear and stress-free. I truly appreciate your support in helping me secure my mortgage. Great rates, quick responses, customer friendly service.
Nandish Kopri
2,000+ Five-Star Reviews
Competitive Rates Nationwide
Fast, Hassle-Free Closings
Our Story
American Federal Mortgage was founded in 1987, and from a small office in Clifton, NJ has grown into one of the largest privately held mortgage bankers in the nation. Our goal since our founding remains the same: Offer our clients the lowest, most competitive mortgage rate available while providing award winning customer service. Our sterling reputation for loan performance has become the standard in the industry and our honest, efficient, low-cost approach continues to bring customers back year after year.
About Us
About Us
Why Choose American Federal Mortgage
At American Federal Mortgage Corporation, we believe getting a mortgage shouldn’t be complicated or stressful.
Experienced Loan Officers
Work one-on-one with professionals who guide you every step of the way.
4
Have a smartphone? Get a mortgage.
Apply, e-sign and track your loan from anywhere, at anytime.
Honest, Transparent Lending
No gimmicks. Just straightforward advice to help you make the right decision.
3
Fast, Streamlined Process
Apply online in minutes and close quickly with expert guidance.
2
Guaranteed Low Rates
Your rate and fees are clearly outlined upfront — no surprises.
1
Why choose Us
Mortgage Options Tailored to You
30-Year Fixed Mortgage
стабиль payments and long-term stability
Popular Loan Types
15-Year Fixed Mortgage
lower interest, faster payoff
Adjustable-Rate Mortgages (ARM)
lower initial rates
FHA Loans
flexible options for first-time buyers
VA Loans
exclusive benefits for veterans
Jumbo Loans
financing for higher-value homes
All programs are designed to fit your financial goals and situation.
How It Works
Quick online form — no hassle, no pressure.
1. Get Pre-Qualified
2. Lock Your Rate
Secure a competitive rate tailored to your profile.
3. Close With Confidence
Our team handles the details so you can focus on your home.
3 Step Process
Refinance & Save More
Already own a home? Refinancing could help you:
- Lower your monthly payment
- Reduce your interest rate
- Access cash from your home equity
- Pay off your mortgage faster
We even provide a free refinance analysis so you can make the best decision.
Save More
Ready to Buy or Refinance?
Lock in a competitive mortgage rate today.
Get Your Custom Mortgage Rate Today
No obligation
No hidden fees
Fast approval process
The Way Mortgages Should Be
Your rate depends on factors like credit score, loan type, and down payment.
Many loans close quickly thanks to our streamlined system.
No — you can explore your options risk-free.
Start Your Mortgage Journey Today
Apply in minutes and experience a smooth, hassle-free process with industry-leading rates.
© 2026 DBM Online, Inc.