Lower Your Mortgage Payment or Access Cash From Your Home
Compare refinance options in minutes. No obligation. See your savings today.
Get Pre-Qualified in Minutes
Get personalized mortgage solutions tailored to your needs, goals, and budget.
The Way Mortgages Should Be
Over 2000 Five Star Reviews
No Hidden Fees
Fast Closings
Thousands of Happy Homeowners
Why Homeowners Refinance With Us
Expert Guidance
We help you decide if refinancing actually makes sense
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Find Out What You Could Save
Refinance to reduce payments, shorten your term, or access your home equity with ease.
Transparent Loan Terms
No surprises—just clear numbers you can trust
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Simple, Streamlined Process
Minimal paperwork and faster approvals
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Competitive Rates
Lock in a lower rate and reduce long-term costs
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Why choose Us
How It Works
Get a free refinance analysis
1. Check Your Savings
2. Lock Your New Rate
Choose the best option for your goals
3. Close & Start Saving
Enjoy lower payments or access your cash
3 Step Process
Is Now the Right Time to Refinance?
You may benefit if:
Right Time
Ready to Refinance and Save More?
Get a faster, simpler refinance process with competitive rates and expert support.
Customer Results
Lower Your Monthly Payments Today
Refinance your mortgage and start saving with better rates tailored to your financial goals.
© 2026 American Federal Mortgage Corporation
Our Story
American Federal Mortgage was founded in 1987, and from a small office in Clifton, NJ has grown into one of the largest privately held mortgage bankers in the nation. Our goal since our founding remains the same: Offer our clients the lowest, most competitive mortgage rate available while providing award winning customer service. Our sterling reputation for loan performance has become the standard in the industry and our honest, efficient, low-cost approach continues to bring customers back year after year.
About Us
About Us
See How Much You Could Save
Refinancing your mortgage could help you:
We’ll show you exactly what’s possible—before you commit.
How Much save